Alan McCloskey

Alan has been in Commercial benefits since 1985. Over Alan’s 30 year career in employee benefits he has learned that the cookie cutter approach fails more than it succeeds. He has become expert at the marketing level in securing the best administrative and reinsurance cost.

In 1999, he developed a concept of Employer, Employee, Insurer and Broker that drive the Consolidated Union risk pool. In this process for client qualification, unique risk characteristics are identified by a thorough analysis of past claims, provider costs, employee usage and other trends aimed at reducing costs.

Now in its 17th year, Alan continues to add negotiated enhancements in prescriptions, local providers, re-insurers and TPAs to further strengthen this unique approach.